Instead of going to pricey ice cream shops for a sweet treat, buy ice cream, cones, and toppings at the grocery store and make ice cream cones at home. You will save money while enjoying some fun family time!

Tim Powell

We have partnered with Consumer Credit Counseling Services (CCCS) of Columbus to offer financial and credit counseling for our members. Please click here to learn more.

Frank Yensel

If you or someone you know would like information on how to plan for retirement, KEMBA Retirement Planning and Investment Services is here for you. Please click here to learn more.

Representatives are registered, securities are sold, and investment advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC , a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, Iowa 50677, toll-free 800-369-2862. Nondeposit investment and insurance products are not federally insured, involve investment risk, may lose value and are not obligations of or guaranteed by the financial institution. CBSI is under contract with the financial institution, through the financial services program, to make securities available to members. CUNA Brokerage Services, Inc., is a registered broker/dealer in all fifty states of the United States of America. FR120818-0A8D.

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Does your savings account have more cobwebs than cash? Haven’t balanced your checkbook since the ‘80s? Do you exercise by lifting your credit card statements? Then let KEMBA give you a FREE financial makeover.

Our financial experts can give you smart money-saving tips and skills that can get your finances back into shape.

Financial Links

Looking for financial freedom? These articles can help you get there.

A Personal Debt Assessment: Your Financial Life Preserver

Do you feel like you’re drowining in debt? Trust your instincts. The national average credit card debt per household more than tripled from 1990 to 2004, according to online research from CardWeb. Click here to read the entire article.

Nine Steps to Financial Success for New Grads

The financial decisions you make immediately after college graduation will have a big impact on your future. Here are nine steps to take to make sure you are headed in the right direction.
Click here to read the entire article.

Calculate your Debt-to-Income Ratio

It’s good to know how lenders determine if you will be able to afford your monthly payments comfortably, based on your income and other debts.
Click here to read the entire article.

Five Resolutions to Trim Spending and Reduce Stress

Make a resolution to save more money this year. These five tips will help you trim spending, beef up savings, and reduce stress.
Click here to read the entire article.

How to create a household budget

Thousands of people are in money trouble. The reasons for their problems are many and varied, but frequent problems are a lack of budgeting. Many problems could have been avoided if they would have planned ahead and lived within a budget. Click here to read the entire article.